The Maryland SHIP/SMP programs provide free, local, and confidential counseling services for Medicare Beneficiaries, who are older adults and/or individuals with disabilities. Our trained staff provides education and community outreach activities to protect, detect, and report Medicare fraud.

Both programs fall under the federal guidance of Administration for Community Living (ACL).

For more information or to make an appointment to learn more, or for a confidential counseling session, please contact Pam Limberry via phone at 410.822.2869 ext. 231 or send an email to